Your perfect Chesapeake home is waiting—but it’s important to have a checklist to review when looking past curb appeal.

Buying a home in the Chesapeake is not just a transaction—like a turtle tucking back beneath the waterline, you’re immersed in the unique charm and beauty of the region. And whether you're drawn to the historic waterfront towns or the tranquil rural landscapes, it's crucial keep your priorities in mind as you navigate the real estate process with care and attention to detail. Here are six essential points to consider as you embark on your journey to find your slice of Eastern Shore paradise:

What is included in the sale? As you explore potential homes, it's easy to be captivated by the character and features of a property. However, it's essential to clarify what exactly is included in the sale. Beyond the picturesque façade and comfortable bells and whistles, inquire about fixtures such as custom cabinetry, elegant window treatments, and cozy carpets. Additionally, discuss the fate of appliances like gleaming refrigerators and efficient washer/dryer sets. While some items are typically included, it's wise to confirm the specifics to avoid any surprises down the road.
Were there any additions or major renovations? The Chesapeake’s architectural landscape is rich with history, and its routine for properties both old and new to undergo transformations over time. Before committing to a purchase, delve into the property's past to uncover any significant renovations or additions. Understanding the scope of these changes not only provides insight into the home's evolution but also ensures compliance with local building codes and standards.

The Chesapeake is full of charming historic homes, and many have seen multiple rounds of renovations across decades or even centuries. Before committing to a purchase, delve into the property's past to uncover any significant renovations or additions.

3. Have there been any insurance claims on the home? Just as the Chesapeake Bay ebbs and flows, the history of a home may reveal peaks and valleys. Inquire about any insurance claims filed for the property in recent years to gain a comprehensive understanding of its past. Requesting a Comprehensive Loss Underwriting Exchange (C.L.U.E) report can shed light on any previous incidents and repairs, guiding your decision-making process with clarity and foresight.

4. Is the home prone to natural disasters? With its vast expanse of coastline, the Chesapeake offers unparalleled natural beauty but also presents certain risks. Before finalizing your purchase, assess the property's vulnerability to potential hazards such as flooding, hurricanes, or coastal erosion. Armed with this knowledge, you can make informed decisions regarding insurance coverage and risk mitigation strategies, ensuring peace of mind amidst the region's natural beauty AND spring tides.

With its vast expanse of coastline, the Chesapeake offers unparalleled natural beauty but also presents certain risks— and waterfront properties should consider the impacts of seasonal floods in spring or during hurricane season.

5. What is the age of the major appliances/systems/roof? Just as the seasons change along the Chesapeake Bay, so too do the elements of a home. Inquire about the age and condition of major appliances, home systems, and the roof to gauge their longevity and potential maintenance needs. By understanding the lifecycle of these essential components, you can anticipate future expenses and plan accordingly, safeguarding your investment for years to come.

6. Are there any hazards or safety risks? While the peace of Eastern Shore living brings its own benefits to health and wellness, it's important to prioritize health and safety when looking at the home’s structure and systems. Inquire about potential hazards such as lead paint, radon, or mold, and enlist the expertise of home inspectors to assess any risks thoroughly. While general inspections provide valuable insights, additional assessments may be necessary to uncover hidden concerns and ensure a safe and healthy living environment for you and your loved ones.

Buying a home in the Chesapeake is an unparalelled opportunity to embrace the region's unique culture, tradition, landscapes and community. By asking the right questions and leveraging the expertise of your real estate agent, you can navigate the process with confidence and clarity. Take the time to gather information, explore your options, and savor the excitement of finding your perfect home on Maryland’s Eastern Shore.